he passed

[saph.st24]

our dan has passed his test first time even tho they cancelled it 3 times

now we have the problem of the car insurnance cant seem to find it lower then £3000 for him

[Rodders]

I thought this was a title leading to some one dieing, lol.

As for insurance, its a joke, have you tried putting him onto yours? would bring it down a lot from £3000 I would have thought.

What car are you trying to insure?

[saph.st24]

hi rodders lol mines group 16 no a hope in hell
besides he aint driving my mondeo st24 2.5L v6 r.s.a.p it will kill him

hes got a car a 1.2 corsa which he needs to get  to and from barracks with all his kit
believe me when i say it lots of kit (it will put the little roller skate on it arris)
i spent all yesterday looking for insurance and they range from £3000 to £20,000 (god knows what they want £20,000 for they must this corsa is a bugatti veyron in disguise)

hes just going to have to pay it its as simple as that
hes just got to get 12months no claims and it will come down by half

[Rodders]

I ment you insure the car as the main driver and put him on as a named driver.

And if you go with direct line, named drivers can build up no claims, so when he has a few years, he can transfer over to his own policy, but bear in mind, these are only valid for direct line.

[saph.st24]

nope cant do that either named drivers can only use the car for  pleasure and domestic use only not for commuting

and i have tried with me and its dearer by £400 to £2000 its cos hes a new driver

got to say tho we did check about 3 months ago and we did get a quote for £2000 now after all the snow and ice £3000 i guess they have to recoop their losses some how

hes going to pay it anyway its not like he cant afford it

[GRASSHOPPER]

Hi Saph

try a company called Quinn, they do new drivers at decent prices, our son used them for his first year

Ade

[saph.st24]

tried them they are cheap whilst your learning to drive then once your test is past up it goes

any way insurance doesnt matter now as hes lost the car
 due to the fact that early hours saturday morning he came home so rat legged aggressive and abusive calling us names,waking the whole street up and before getting home he went into my works and started to wind up my colleagues
so once my mum in law found out (dave told her)  she wasnt to pleased and neither was his grandad, so she has hit him where it hurts and she has taken the car back and i totally agree 100% with her decision
he isnt responcable enough to know his limits and look after himself so hes not responcable enough to have a car

so our way of thinking is he now has to save up for a car as well as his own insurance (i was going to pay the 650 deposit but not anymore)
he will be out less and saving more and hopfully he will have a little more respect for the car as hes had to buy it

my mum in law wont give the car back as she has already told him that her and his grandad are trading in the focus and putting the corsa in for the scrapage scheme
best bit is dan had just had the corsa into the garage an had the cam belt and bearings done 
all i can say is the boy is a fool  and hopefully he will think before he drinks

we are not going to give him everything on a plate like hes used to getting
he needs to
put up ,shut up and grow up fast

[GRASSHOPPER]

nice one Saph  we would have done the same. Kids need to learn some respect these days an not just to us but to the things they own

Ade

[saph.st24]

aye they dont half try your patience sometimes

[Simon]

Oh dear no good 

When he's saved up he wants to get quotes for a classic car or kit car they are usually a lot cheaper but not sure how much for young drivers. My old Cooper costs me £100 fully comp inc breakdown cover and my last kit car I built was a Ferrari 355 replica with 2.0 turbo and it cost £200 fully comp. Before I chopped up the MR2 Turbo to build the kit it cost £500 third party only lol.

[saph.st24]

lol classic car and a teenager are you mad 

[Simon]

You'll be surprised what cars are classed for classic car insurance and it pretty much covers any car over 25yrs of age and all proper mini's are covered by specialist insurance companies now. 

[saph.st24]

I mentioned olders cars to dan and he just rolled his eyes and said if it's older then him he doesn't want to even go there
he still wants a corsa

oh he's now been let loose with trucks he's now training with 7.5ton
so if your Yorkshire stay off the roads mon-fri
your ok sat-sun as he's home then lol